Solutions · Account Onboarding

Approve real businesses in minutes, not days

Turn your KYB onboarding from a manual review queue into an automated flow. Applicants verify themselves in a hosted experience, clean businesses clear instantly, and your team only ever touches the edge cases that actually need a human.

Get started free See verification

The problem

Manual onboarding is slow, costly, and inconsistent

Most KYB onboarding still runs on email threads, document uploads, and a spreadsheet of pending businesses. Good customers wait days for an answer, reviewers re-key the same data, and every analyst applies the policy a little differently.

Applicants drop off while waiting on a back-and-forth for documents
Reviewers copy-paste between registries, watchlist tools, and tickets
Decisions vary by reviewer, with no consistent risk threshold
Audit prep means reconstructing who approved what, and why

See what a verification returns

onboarding · before → after

9 daysManual queue

→clearbound

38sAuto-cleared

Manual review backlog214 waiting

Awaiting documents61 stalled

Auto-cleared by policy198 today

Routed to a reviewer16 left

An onboarding system, not a checklist

Everything to onboard a business end to end

Collect the right information, decide automatically when you safely can, and give reviewers a single workspace for the businesses that need a closer look.

Hosted verification flow

A branded, mobile-friendly flow that walks applicants through business details, owners, and documents. No engineering work to launch.

Auto-decisioning rules

Set thresholds on risk score, registry status, and watchlist hits so clean businesses are approved instantly and the rest are flagged.

Reviewer workspace

One screen with the full ownership tree, evidence, and screening results attached: approve, reject, or request more with a single action.

Risk-based routing

Send low-risk segments straight through and escalate higher-risk businesses to the right reviewer or enhanced due diligence queue.

Audit-ready records

Every application produces an immutable record (inputs, checks, decision, and reviewer) exportable for regulators and partners.

API + webhooks

Start applications from your signup, sync decisions back to your systems, and react to status changes in real time over webhooks.

The applicant experience

A hosted flow your applicants actually finish

Send a link or embed the flow in your signup. clearbound collects business details, resolves and verifies owners, requests only the documents that are missing, and submits a complete, structured application. No inbox ping-pong.

Smart prompts that adapt to entity type and jurisdiction
Owner invites so each UBO verifies their own identity
Live progress and resumable sessions to cut drop-off

See the onboarding API

application · app_2f90

Business detailsComplete

Beneficial owners3 invited · verified

DocumentsFormation + EIN

Submitted for decision38s ago

Auto-approvedRisk 11 · below your onboarding threshold

92%Applications auto-cleared

38sMedian time to decision

9 → 1 dayOnboarding turnaround

0Missed reviews

★★★★★

We were drowning in a manual KYB queue. Every new merchant meant days of email chasing and a reviewer stitching together registry lookups by hand. With clearbound's onboarding flow, the clean businesses clear themselves in under a minute and our analysts only see the genuinely risky ones. We cut onboarding from nine days to one and haven't missed a review since.

Dana MercerHead of Risk Operations, Tessellate Payments